Debt Snowball

Dave Ramsey is absolutely right in suggesting that more Americans should eliminate debt in their lives…but all debt? Heck No!  There are two types of debt: ‘Good Debt’ and ‘Bad Debt’  One makes you money, while the other can destroy you financially, or at the least hold you back from your full financial potential and

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EIC Refund Delays

Taxpayers who claim the Earned Income Tax Credit [EITC] or the Additional Child Tax Credit [ACTC] may experience a refund hold. According to the PATH Act [Protecting Americans from Tax Hikes], the IRS can’t issue these refunds before mid-February.  The IRS expects the first EITC / ACTC related refunds to be available towards the beginning

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